When Indiana Finance Company and its sister company, Oak Motors, engaged Periculum Capital Company as its advisor, the Company needed capital to support its growing car sales and financing business. Periculum's mandate was to find additional debt to support
the Company's growing finance portfolio and car inventory. Even in the best of economic times, only a few banks and finance companies support similar consumer finance companies. With the financial system collapse in 2008, most of those institutions shut off
financing to all but the largest national and regional dealers.
With a growing business to manage, IFC could not search the country looking for bank financing. Periculum used its international database of financing sources to determine the best outcome for the Company in today's volatile banking environment. While the Company
had alternatives from lenders all over the country, Periculum advised the Company to build a financing around a group of local lending institutions. The result achieved the Company's financing needs and maintained a longstanding local bank relationship by
finding additional banks to participate in the growth and inventory financing.
In this current economic environment, Periculum Capital Company, LLC is highly focused on the debt placement needs of middle market companies. In addition, Periculum continues to be very active in its Merger and Acquisition, Private Placement financing, and
Merchant Banking practices.